unitedagenciesinc.com

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          Quality Life Insurance Policies


          Excellent Benefits and Simple Application Procedure

          In this day and age when consumers prefer to purchase quality life insurance policies that offer a quick and convenient application procedure, simplified issue life insurance products can be a great addition to your insurance portfolio. The simplified issue life insurance plans available at United Agencies, Inc. in Cape Canaveral, FL not only come with outstanding features and benefits, but also a convenient and stress-free enrollment process! Learn more about our life insurance products today.


          Why Choose Our Simplified Issue Life Insurance Products?

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          • 10, 15, 20, 25 and 30 -Year Terms Available Through Multiple Companies

          • Accelerated Critical Illness Benefits Available at 25%, 50%, and 100%

          • Accidental Death Benefits and Children’s Term Available

          • Banded for Better Rates at Higher Face Amounts

          • Competitive Rates

          • Disability Income Rider

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          • Issued for Consumers Age 18 to 70 Based on Length of Term

          • Minimum Face: $25,000 a Month

          • Return of Premium Benefits Available

          • Simple Application with No Paramedical Exam/Blood Work

          • Simplified Issue up to $300,000

          Other Insurance Plans Available

          • Critical Illness Plans

          • Guaranteed Issue Whole Life Insurance

          • Senior Insurance

          • Single Premium Whole Life Insurance

          • Universal Life Insurance


          Simplified Issue Products

          What Is a Simplified Issue Product?


          Simplified Issue is a regular policy without the heavy underwriting. This does not mean that the policy is an impaired risk plan, but simply one that generally will not need an attending physician statement, blood study, or weeks to get to issue. Issues on these policies are usually decided within the week.

          How does it work?


          Just like a regular plan, it is underwritten while checking prescriptions the potential insured is taking. Depending on the age, the insured may need to conduct a telephone interview. The cases are a pass/fail table 4 (standard issue) plan – no needles, no paramed visits, and rarely needs an attending physician statement.

           

          We have Simplified Issue terms and Simplified Issue universal life plans.

          Why a Simplified Issue plan?


          Many people don’t like needles. They don’t like an extensive visit from a paramedical examiner to take weight, blood pressure, blood tests, and other pokes and prods of that nature. Other people want the insurance now, not after two to six weeks of underwriting. Simplified issue is usually issued in two to three business days, although in some cases it may take longer.

           

          Be mindful that this is Simplified Issue, not impaired risk nor guaranteed issue.

          Where’s the sizzle?


          Simplified Issue term carries with it several riders such as critical illness and monthly disability income that will help close gaps in coverage. We also carry a simplified issue term plan with a return-of-premium benefit that will return 75% of premiums paid into the plan at the end of the term.

          Complete Your Insurance Portfolio Today

          Attract consumers with low-cost, all-inclusive life insurance options that require no paramedical exam, blood work, table ratings, and excessive underwriting! Complete your portfolio with simplified issue life insurance products from United Agencies, Inc. Call us today to learn more about our products. If you need plans specifically designed for mortgage protection, we have you covered.

          Insurance Agent and a Couple

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          Hours of Operation

          Monday to Thursday 9:00 AM – 5:00 PM

           

          Friday 9:00 AM – 4:00 PM

           

          Saturday and Sunday Closed

           

          We are closed on all major holidays.

          We serve insurance agents, agencies, and marketing organizations nationwide.


          United Agencies Inc, and United Agents Alliance, LLC.


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          3680 Pine St

          Cocoa, FL  32926

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          External link opens in new tab or window(800) 329-7378 / External link opens in new tab or window(321) 784-6115

          Fax: (321) 783-8207

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