The Single Premium Whole Life plan provides your client with an immediate death
benefit with highly competitive cash values in the first year. One of the
riders that sets this plan apart from the others is the availability of the
Beneficiary Guaranteed Insurability Rider. This rider allows the client’s
beneficiary to purchase a Single Premium Whole Life policy with the death
benefit received
without proving insurability.
This is an outstanding, easy to sell product available for the Senior Market.
Highly competitive first year cash values make it a highly attractive
alternative to simply putting money aside. There is the sizeable death benefit
combined with an available cash value. For instance, in just 7 years, a 65 year
old male non-tobacco has cash values greater than his original contribution
while having an immediate death benefit almost doubling his contribution.
Special Features
Include:
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Easy 9 question short form application |
|
Outstanding commissions |
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Simplified Issue for ages 45 to 85 |
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Minimum Single Premium of $5,000 |
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Beneficiary Guaranteed Insurability Rider |
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Confined Care Accelerated Benefit |
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Fast Underwriting |
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Terminal Illness Accelerated Benefit |
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Point of Sale Telephone Exam |
High Commissions with Daily Advances!
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